These Terms and Conditions (“Terms”) govern your use of the Havez Financial Inc website and our lending services. By accessing or using our website, you agree to comply with these Terms. If you do not agree, please do not use our site or services.
Havez Financial Inc is a Canadian-based online personal lending company that offers unsecured personal loans to eligible applicants. Our mission is to provide accessible, fair, and transparent lending solutions that empower individuals to achieve financial freedom.
To apply for a loan, you must:
Be a resident of Canada.
Be at least 18 years of age.
Provide accurate and verifiable personal and financial information.
Approval of loan applications is subject to our internal review and verification process.
You agree to use this website only for lawful purposes and in accordance with these Terms. You must not use the site:
To submit false, misleading, or fraudulent information.
To engage in any illegal or harmful activities.
To interfere with the security or functionality of the website.
When you submit a loan application:
You authorize Havez Financial Inc to verify your identity, income, and creditworthiness.
Submitting an application does not guarantee loan approval.
Approved loans are subject to the terms outlined in your loan agreement, including repayment schedules and applicable interest rates.
All fees, interest rates, and repayment terms will be clearly stated in your loan agreement. There are no hidden charges. Late or missed payments may result in additional fees or affect your credit score.
All content on this website — including text, graphics, logos, and designs — is the property of Havez Financial Inc and is protected by applicable copyright and trademark laws. Unauthorized use or reproduction is prohibited.
Havez Financial Inc shall not be held responsible for any indirect, incidental, or consequential damages resulting from the use or inability to use our website or services.
Our website may contain links to third-party websites for your convenience. We are not responsible for the content, privacy, or practices of these external sites.
We reserve the right to suspend or terminate access to our services or website if you violate these Terms or engage in fraudulent activities.
These Terms are governed by the laws of Ontario, Canada. Any disputes will be resolved under the jurisdiction of Ontario courts.
Havez Financial Inc reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of our website constitutes acceptance of the updated Terms.
For questions or support regarding these Terms, please contact:
Havez Financial Inc
Email: admin@havezfinancial.ca